OakChart

Atlantic American Corp

AAMEFinancial·Insurance - Life·USA·Nano·NASD·Nov 13 • 4:55 AM ET

1.16-0.03 (-2.52%)
2026-11-13 12:41 CET
Market cap
$23.66M
Revenue, TTM
210.44 USD m
Net income, TTM
5.62 USD m
Free cash flow, TTM
32.41 USD m
EPS diluted, TTM
0.27
Price / earnings
4.30
Compare

Price

AAME against its 20, 50 and 200-day averages
Terms2050200
Patternshover a marker to name it
RS 11.001.502.002.5024.3M48.6MVolumeMay 26Jun 26Jul 26Aug 26Sep 26Oct 26Nov 26AAMEclose 1.1620-day 1.2450-day 1.26200-day 1.901.1652w low 1.0152-week range, not 6 months

64.2% under the 52-week high of 3.24 on 13 Nov 2025. 52-week low 1.01 on 3 Nov 2026. Last 15 sessions, 34.4% high to low

Volume 0.04× normal · the line is the 50-bar volume average

Setup. RS line 1
CANSLIM 2 of 6 — fails: 52-Week High/Low: 0-10% below High; Performance: Year +50%; Institutional Ownership: Over 50% — not on the tape: EPS Growth This Year: High (>25%)
VCP 3 of 6 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High
Minervini 0 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; 50-Day Simple Moving Average: SMA50 above SMA200; 52-Week High/Low: 0-10% below High; Performance: Year +50%
Zanger 0 of 5 — fails: RSI (14): Not Oversold (>50); Performance: Week +10%; 20-Day High/Low: 0-5% below High; Relative Volume: Over 1.5; 200-Day Simple Moving Average: Price above SMA200
Leaders 1 of 5 — fails: 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%; 52-Week High/Low: 0-10% below High
Breakout 0 of 4 — fails: 52-Week High/Low: New High; Relative Volume: Over 2; 50-Day Simple Moving Average: Price above SMA50; 200-Day Simple Moving Average: Price above SMA200
Growth 1 of 4 — fails: Return on Equity: Over +15% — not on the tape: EPS Growth This Year: High (>25%); EPS Growth Next Year: High (>25%)
Quality 1 of 5 — fails: Return on Equity: Over +15%; Net Profit Margin: High (>20%); Debt/Equity: Low (<0.1); Current Ratio: Over 1
Value 2 of 4 — fails: Return on Equity: Over +15%; Debt/Equity: Low (<0.1)
Income 2 of 4 — fails: Dividend Growth: Growing 2+ Years — not on the tape: Dividend Yield: Over 2%
Small Cap 2 of 4 — fails: 200-Day Simple Moving Average: Price above SMA200; Performance: Year +50%
Accumulation 0 of 4 — fails: Institutional Ownership: Over 30%; Institutional Transactions: Over +10%; 200-Day Simple Moving Average: Price above SMA200; Performance: Year Up
Relative Strength 1 of 3 — fails: Performance: Year +100%; 200-Day Simple Moving Average: Price above SMA200

Profile

AAME
52-week range, 7% of the way up
1.013.24

Atlantic American Corp. engages in the life and health and property and casualty insurance industries. It operates through the following segments: American Southern, Bankers Fidelity, and Corporate & Other. The American Southern segment provides property and casualty insurance products. The Bankers Fidelity segment provides life and health insurance products, including Medicare Supplement insurance. The Corporate & Other segment includes corporate expenses and activities not attributable to the American Southern and Bankers Fidelity segments. The company was founded on January 4, 1968 and is headquartered in Atlanta, GA.

Employees166
IPOMar 17, 1980
Beta0.87
ATR, 14d0.12
Rel volume0.04
Short float0.31%
Insider own0.53%
Inst own4.49%

Snapshot

6 groups

Valuation

Index-
Market Cap$23.66M
Enterprise Value-
Income5.62M
Sales210.44M
Book / share5.92
Cash / share-
Dividend Est.-
Dividend TTM-
Dividend Ex-DateApr 09, 2025
Dividend Gr. 3/5Y- -
Payout7.26%
Employees166
IPOMar 17, 1980

Ratios

Price / earnings4.30
Forward price / earnings-
Price / earnings / growth-
Price / sales0.11
Price / book0.20
Price / cash-
Price / free cash flow0.73
Value / cash profit-
Value / sales-
Quick Ratio-
Current Ratio0.91
Debt / equity0.36
Long-term debt / equity0.35
Options and shortNo / Yes

Earnings

Earnings / share0.27
Earnings next year-
Earnings next quarter-
Earnings this year-
Earnings next year-
Earnings growth, 5 years-
Past earnings growth70.87% -13.16%
Past sales growth3.86% 1.50%
Earnings vs last year220.37%
Sales vs last year11.80%
Earnings vs last quarter291.50%
Sales vs last quarter4.53%
Earnings-
Surprise- -

Ownership

Insiders own0.53%
Insider trades0.00%
Institutions own4.49%
Institution trades1.44%
Return on assets1.54%
Return on equity5.46%
Return on capital3.69%
Gross Margin-
Operating margin5.13%
Profit Margin2.67%
20-day average-6.07%
50-day average-7.67%
200-day average-38.88%

Technical

Shares out20.40M
Shares floating20.29M
Short / float0.31%
Short ratio0.07
Short interest0.06M
52-week high3.24 -64.2%
52-week low1.01 +14.9%
Volatility11.45% 12.33%
Average range0.12
Strength index46.65
Market sensitivity0.87
Relative volume0.04
Avg Volume863.11K
Volume1,715

Performance

Perf Week4.50%
Perf Month9.43%
Perf Quarter-18.31%
Perf Half Y-48.44%
Perf YTD-59.01%
Perf Year-61.59%
Perf 3Y-26.58%
Perf 5Y-72.71%
Perf 10Y-68.22%
Recommendation-
Target Price-
Prev Close1.19
Price1.16
Change %-2.52%

Peers

Mkt cap
TickerCompanyMkt cap
CIACitizens Inc186.09M
SNFCASecurity National Financial Corp244.51M
CNOCNO Financial Group Inc5.25B
GLGlobe Life Inc12.15B
AFLAflac Inc62.57B
GNWGenworth Financial Inc3.08B
PRIPrimerica Inc8.86B
UNMUnum Group12.26B
BHFBrighthouse Financial Inc2.54B
KINSKingstone Cos. Inc336.41M

Held by

AUM
TickerCompanyAUM
DFSVUS Small Cap Value Portfolio ETF Class SharesAUM: 8.56B
VXFVanguard Extended Market Index ETFAUM: 30.79B
BUSMEA Bridgeway Ultra-Small Company Market ETFAUM: 112.81M
IWCiShares Micro-Cap ETFAUM: 1.23B
DFASU.S. Small Cap Portfolio-ETF Class SharesAUM: 15.64B
DFACU.S. Core Equity 2 Portfolio-ETF Class SharesAUM: 49.67B
DFATU.S. Targeted Value Portfolio-ETF Class SharesAUM: 14.54B
DFMCU.S. Micro Cap Portfolio ETF Class SharesAUM: 213.58M
BSVOEA Bridgeway Omni Small-Cap Value ETFAUM: 2.45B

News

latest 14 of 200

Quarterly earnings

2025Q3 sales 53.76, from 44.52 a year earlier
Sales, USD millions
55.2902023Q4 sales 46.7523Q42024Q1 sales 47.0024Q12024Q2 sales 47.6724Q22024Q3 sales 44.5224Q32024Q4 sales 49.0424Q42025Q1 sales 50.1325Q12025Q2 sales 55.2925Q22025Q3 sales 53.7625Q3

The outline behind the bar is the estimate. The filled bar is the print. Green beat it, red missed it.

PeriodReportedEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mSurpriseYear-ago quarterAnalystsNext session
2025Q3ended 2025-09-302025-11-14 12:00--0.02353.76-EPS - · sales -vs 2024Q3, year-ago quarter · EPS - · sales +20.8%-Open 0.00% vs SPY -0.99%. Close -3.31% vs SPY -0.02%
2025Q2ended 2025-06-302025-08-12 12:00--0.15255.29-EPS - · sales -vs 2024Q2, year-ago quarter · EPS - · sales +16.0%-Open +4.00% vs SPY +0.37%. Close +2.67% vs SPY +1.06%
2025Q1ended 2025-03-312025-05-13 12:00--0.03550.13-EPS - · sales -vs 2024Q1, year-ago quarter · EPS - · sales +6.7%-Open 0.00% vs SPY +0.07%. Close +1.17% vs SPY +0.66%
2024Q4ended 2024-12-312025-03-25 12:00--0.01549.04-EPS - · sales -vs 2023Q4, year-ago quarter · EPS - · sales +4.9%-Open -5.11% vs SPY +0.21%. Close +29.93% vs SPY +0.24%
2024Q3ended 2024-09-302024-11-12 12:00---0.10344.52-EPS - · sales -vs 2023Q3, year-ago quarter · EPS - · sales -0.2%-Open -0.30% vs SPY -0.01%. Close +0.90% vs SPY -0.31%
2024Q2ended 2024-06-302024-08-14 12:00---0.03847.67-EPS - · sales -vs 2023Q2, year-ago quarter · EPS - · sales -3.1%-Open +5.33% vs SPY +0.15%. Close +6.67% vs SPY +0.32%
2024Q1ended 2024-03-312024-05-14 12:00---0.10347.00-EPS - · sales -vs 2023Q1, year-ago quarter · EPS - · sales +1.6%-Open -1.18% vs SPY +0.04%. Close +5.62% vs SPY +0.46%
2023Q4ended 2023-12-312024-04-01 16:30---0.11446.75-EPS - · sales ---Open -6.03% vs SPY -0.75%. Close -8.51% vs SPY -0.64%
2023Q3ended 2023-09-302023-11-13 16:30--0.07644.59-EPS - · sales -vs 2022Q3, year-ago quarter · EPS - · sales -3.8%-Open +8.86% vs SPY +1.39%. Close +8.23% vs SPY +1.94%
2023Q2ended 2023-06-302023-08-08 16:30--0.07649.19-EPS - · sales -vs 2022Q2, year-ago quarter · EPS - · sales +10.1%-Open -2.20% vs SPY +0.06%. Close +1.10% vs SPY -0.67%
2023Q1ended 2023-03-312023-06-30 12:00---0.07646.27-EPS - · sales -vs 2022Q1, year-ago quarter · EPS - · sales -10.3%-Open +1.06% vs SPY +0.76%. Close +2.12% vs SPY +1.18%
2022Q3ended 2022-09-302022-11-08 12:00---0.03846.34-EPS - · sales -vs 2021Q3, year-ago quarter · EPS - · sales -6.0%-Open +7.93% vs SPY +0.31%. Close -0.69% vs SPY +0.54%
2022Q2ended 2022-06-302022-08-12 12:00---0.08744.67-EPS - · sales -vs 2021Q2, year-ago quarter · EPS - · sales -13.2%--
2022Q1ended 2022-03-312022-05-11 12:00--0.12651.61-EPS - · sales -vs 2021Q1, year-ago quarter · EPS - · sales +5.2%--
2021Q4ended 2021-12-312022-03-25 12:00--0.12049.73-EPS - · sales -vs 2020Q4, year-ago quarter · EPS - · sales -17.0%--
2021Q3ended 2021-09-302021-11-10 12:00---0.05049.29-EPS - · sales -vs 2020Q3, year-ago quarter · EPS - · sales +6.5%--

Annual earnings

2010FY EPS 0.090. Sales 109.2

earnings feed, not the snapshot. Not the statement ratio.

PeriodEPS adjustedEPS estEPS reportedSales act, USD mSales est, USD mP/E, earnings feed
2010FY0.090-0.090109.2-12.89

Quarterly results

2025Q4 revenue 51.27, from 49.04 a year earlier
Revenue, USD millions
55.2902024Q1 revenue 47.0024Q12024Q2 revenue 47.6724Q22024Q3 revenue 44.5224Q32024Q4 revenue 49.0424Q42025Q1 revenue 50.1225Q12025Q2 revenue 55.2925Q22025Q3 revenue 53.7625Q32025Q4 revenue 51.2725Q4

From the quarterly statement. Not an estimate.

Estimate revisions

Latest snapshot of each period and type.

No estimate revisions.

Estimate history

Annual
Metric201720182019202020212022202320242025
EPS per share0.202-0.054-0.0390.5580.190.055-0.028-0.0880.275
Sales USD millions181186198195200188187188210
Shares million shares202020202020202020
Quarterly
MetricQ4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
EPS per share-0.114-0.103-0.038-0.1030.0150.0350.1520.0230.06
Sales USD millions474748454950555451
Shares million shares202020202020202020

Income statement, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Total Revenue210.44210.44+11.9%188.08+0.7%186.79-0.6%187.85-5.9%199.55+2.1%195.35-1.4%198.18+6.8%185.55
Losses, Claims & Reserves132.68132.68+9.0%121.74-0.6%122.50-0.8%123.46-6.2%131.69+9.9%119.88-13.9%139.22+5.0%132.65
Selling, General and Administrative Incl. Other66.9666.96+3.7%64.54+4.8%61.59+2.1%60.35-1.3%61.17+4.8%58.36+2.0%57.23+10.4%51.84
Operating Income before Interest Expense10.8010.80+503.4%1.79-33.7%2.70-33.3%4.05-39.5%6.69-60.9%17.11+894.8%1.72+60.7%1.07
Interest Expense3.083.08-9.9%3.42+4.6%3.27+67.7%1.95+40.3%1.39-13.7%1.61-24.4%2.13+4.4%2.04
Net Income Before Taxes7.727.72-1.62-0.56-126.7%2.10-60.4%5.30-65.8%15.50-0.41-0.97
Income Taxes1.701.70-0.23-0.39-168.4%0.57-44.1%1.02-69.4%3.33-0.02-0.27
Consolidated Net Income6.026.02-1.39-0.17-111.2%1.52-64.5%4.28-64.8%12.17-0.39-0.70
Net Income From Continuing Operations6.026.02-1.39-0.17-111.2%1.52-64.5%4.28-64.8%12.17-0.39-0.70
Net Income5.625.62-1.79-0.57-150.4%1.13-70.9%3.88-67.0%11.77-0.79-1.10
EPS (Recurring) per share0.290.28-0.09-0.03-150.0%0.06-68.4%0.19-66.1%0.56-0.04-0.05
EPS (Basic, Before Extraordinaries) per share0.280.28-0.09-0.03-150.0%0.06-68.4%0.19-67.2%0.58-0.04-0.05
EPS (Diluted) per share0.270.28-0.09-0.03-150.0%0.06-68.4%0.19-66.1%0.56-0.04-0.05
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.000.00
Stock Option Compensation Expense0.000.00-100.0%0.01-88.9%0.09-18.2%0.11-26.7%0.15-53.1%0.32+23.1%0.26+36.8%0.19
Price To Earnings Ratio ratio statement ratio, not the snapshot4.414.41-20.0319.4413.283.81--
Price To Sales Ratio ratio0.270.270.170.270.250.250.230.200.26
Operating Margin %5.135.130.951.452.153.358.760.870.57
Net Margin %2.672.67-0.95-0.310.601.956.03-0.40-0.59
Shares Outstanding million shares20.4020.400.0%20.400.0%20.400.0%20.41+0.1%20.38-0.2%20.42-0.2%20.47+1.5%20.17
Market Capitalization24.2724.27-22.8%31.42-37.1%49.99+4.8%47.68-4.5%49.93+18.7%42.05+4.2%40.35-16.9%48.58
Operating Income after Interest Expense-7.72-1.63-0.56-126.7%2.10-60.4%5.30-65.8%15.50-0.41-0.97
Reserves Increase (Decrease)-0.000.000.000.000.000.000.000.00

Income statement, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/20242024Q39/30/20242024Q26/30/20242024Q13/31/2024
Total Revenue51.27+4.5%53.76+20.8%55.29+16.0%50.12+6.6%49.04+4.9%44.52-0.2%47.67-3.1%47.00+1.6%
Losses, Claims & Reserves31.64+1.0%35.47+15.3%33.65+5.8%31.91-0.1%31.34-12.6%30.76+14.7%31.81+8.3%31.93+4.8%
Selling, General and Administrative Incl. Other17.17+5.1%16.74+9.1%16.65+5.1%16.40-1.9%16.33+24.4%15.34+3.7%15.84-5.7%16.72-0.9%
Operating Income before Interest Expense2.46+79.6%1.554.99+24850.0%1.811.37-1.58-152.8%0.02-99.3%-1.65
Interest Expense0.75-9.6%0.78-10.3%0.77-11.5%0.77-9.4%0.83-3.5%0.87+2.4%0.87+7.4%0.85+13.3%
Operating Income after Interest Expense1.70+214.8%0.774.221.030.54-2.45-214.5%-0.85-138.3%-2.51
Net Income Before Taxes1.70+209.1%0.774.221.030.55-2.45-214.5%-0.85-138.3%-2.51
Income Taxes0.38+192.3%0.190.900.230.13-0.46-221.1%-0.17-136.2%-0.51
Consolidated Net Income1.32+222.0%0.583.320.800.41-2.00-213.6%-0.68-139.1%-2.00
Net Income From Continuing Operations1.32+222.0%0.583.320.800.41-2.00-213.6%-0.68-139.1%-2.00
Net Income1.22+293.5%0.483.220.700.31-2.10-226.5%-0.78-147.6%-2.10
EPS (Recurring) per share0.06+200.0%0.030.150.030.02-0.10-225.0%-0.04-150.0%-0.10
EPS (Basic, Before Extraordinaries) per share0.06+200.0%0.020.160.030.02-0.10-225.0%-0.04-150.0%-0.10
EPS (Diluted) per share0.06+200.0%0.020.150.030.02-0.10-225.0%-0.04-150.0%-0.10
Non-Operating Income (Expense)0.000.000.000.000.000.000.000.00
Other After Tax Adjustments0.000.000.000.000.000.000.000.00
Stock Option Compensation Expense-0.000.000.000.000.000.00-100.0%0.00-100.0%0.00-100.0%
Price To Earnings Ratio ratio statement ratio, not the snapshot4.4128.93------
Price To Sales Ratio ratio0.270.280.230.180.170.190.190.30
Operating Margin %4.792.889.023.612.80-3.560.04-3.51
Net Margin %2.380.895.821.400.64-4.71-1.64-4.46
Shares Outstanding million shares20.400.0%20.400.0%20.400.0%20.400.0%20.400.0%20.400.0%20.400.0%20.400.0%
Market Capitalization24.27-22.8%58.54+68.8%43.45+26.0%34.68-39.3%31.42-37.1%34.68-11.9%34.48-12.3%57.13+14.5%

Balance sheet, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/20182017FY12/31/2017
Total Cash43.64+22.7%35.57+25.7%28.30-1.9%28.86+16.6%24.75+28.1%19.32+49.9%12.89+2.1%12.63-48.6%24.55
Investments264.26+15.5%228.89-2.9%235.83+3.7%227.47-19.4%282.20+1.5%278.07+4.0%267.40+11.1%240.69-2.3%246.27
Premium Balance Receivables - Insurance26.96+23.2%21.88-7.6%23.69+53.9%15.39+2.9%14.96-45.6%27.51+109.5%13.13-13.7%15.22+15.0%13.24
Net Property, Plant & Equipment4.63-11.3%5.22+100.0%2.61-23.2%3.40-17.9%4.14-14.3%4.83-20.7%6.09--
Investment in Unconsolidated Affiliates1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.24
Deferred Tax Assets15.65-12.2%17.83+6.6%16.73+10.9%15.08+49.2%10.11+18.9%8.50+21.4%7.00+38.3%5.06-5.06
Other Intangible Assets52.63+4.4%50.39-4.6%52.81+4.3%50.62+10.5%45.82+1.5%45.13+1.6%44.42+0.5%44.20+9.6%40.33
Total Assets409.00+13.3%361.02-0.1%361.21+5.6%342.07-10.7%383.23-0.4%384.60+9.2%352.18+10.4%319.04-0.5%320.57
Insurance Policy Liabilities - Insurance215.33+17.8%182.80-4.5%191.32+8.2%176.74+1.4%174.38+2.8%169.59-0.1%169.77+4.2%162.94+4.5%155.97
Total Debt43.45+15.1%37.76-4.5%39.55+0.5%39.37+3.3%38.12-1.8%38.81-2.6%39.83+18.0%33.740.0%33.74
Long Term Debt42.34+12.1%37.76-1.9%38.49+0.4%38.32+3.3%37.09-1.9%37.79-5.1%39.83+18.0%33.740.0%33.74
Provision for Risks Charges0.000.000.000.000.000.000.000.000.00
Deferred Tax Liabilities0.61-67.2%1.86+77.1%1.05+14.1%0.92-89.0%8.36-14.7%9.80+46.5%6.69+660.2%0.88-4.46
Other Liabilities28.83+2.9%28.02+27.3%22.01-3.7%22.85+8.3%21.09-1.2%21.34+21.9%17.50-13.0%20.12-9.9%22.34
Total Liabilities288.22+15.1%250.45-1.4%253.94+5.9%239.88-0.9%241.94+1.0%239.54+2.5%233.79+7.4%217.67+4.9%207.59
Non-Equity Reserves0.000.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.06
Common Equity120.73+9.2%110.52+3.1%107.22+5.0%102.14-27.7%141.23-2.6%145.00+22.5%118.34+16.8%101.32-10.3%112.93
Total Shareholders Equity120.79+9.2%110.57+3.1%107.28+5.0%102.19-27.7%141.29-2.6%145.06+22.5%118.39+16.8%101.37-10.3%112.98
Accumulated Minority Interest0.000.000.000.000.000.000.000.000.00
Total Equity120.79+9.2%110.57+3.1%107.28+5.0%102.19-27.7%141.29-2.6%145.06+22.5%118.39+16.8%101.37-10.3%112.98
Total Liabilities & Stockholders Equity409.00+13.3%361.02-0.1%361.21+5.6%342.07-10.7%383.23-0.4%384.60+9.2%352.18+10.4%319.04-0.5%320.57
Book Value Per Share per share5.92+9.2%5.42+3.0%5.26+5.2%5.00-27.8%6.93-2.4%7.10+22.8%5.78+15.1%5.02-9.1%5.52
Tangible Book Value Per Share per share5.79+9.5%5.29+3.1%5.13+5.1%4.88-28.3%6.81-2.4%6.98+23.3%5.66+15.5%4.90-9.3%5.40
Full-Time Employees people166+6.4%156+0.6%155+9.2%142+1.4%140-8.5%153-1.3%155-3.7%161+1.3%159
Price to Book Ratio ratio0.200.300.510.490.350.290.340.480.64
Return on Assets %1.54-0.39-0.050.421.123.30-0.12-0.221.46
Return on Equity %5.46-1.28-0.161.252.999.24-0.35-0.664.14
Return on Invested Capital %3.69-0.94-0.121.092.406.66-0.24-0.523.09
Current Ratio ratio0.910.920.800.770.700.960.530.670.25

Cash flow, annual

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
MetricTTM2025FY12/31/20252024FY12/31/20242023FY12/31/20232022FY12/31/20222021FY12/31/20212020FY12/31/20202019FY12/31/20192018FY12/31/2018
Funds from Operations1.021.02-3.93-1.60-136.0%4.44-1.21-118.3%6.60-8.42-592.4%1.71
Extraordinary Item0.000.000.000.000.000.000.000.000.00
Changes in Working Capital31.8531.85+264.8%8.73+106.9%4.22+108.9%2.02-12.2%2.30-3.0%2.37-64.2%6.62+140.7%2.75
Cash from Operating Activities32.8732.87+584.8%4.80+83.2%2.62-59.4%6.45+491.7%1.09-87.8%8.97-1.81-140.6%4.46
Capital Expenditures-0.47-0.47-0.23-0.08-0.13-0.11-0.23-0.07-0.28
Net Assets From Acquisitions0.000.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-24.53-24.53-1077.3%2.51-3.29-3.30-161.0%5.41-1.83-159.4%3.08-14.51
Purchase of Investments-55.32-55.32-13.85-18.07-17.01-35.29-27.49-124.03-49.55
Sale Or Maturity of Investments30.7930.79+88.2%16.36+10.6%14.79+7.9%13.71-66.3%40.70+58.6%25.66-79.8%127.11+262.7%35.05
Other Uses0.000.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.000.00
Cash from Investing Activities-25.00-25.00-1196.5%2.28-3.37-3.43-164.7%5.30-2.06-168.4%3.01-14.79
Cash Dividends Paid-0.81-0.81-0.81-0.81-0.81-0.81-0.40-0.80-0.81
Change in Capital Stock-0.00-0.00-0.01-0.01-0.11-0.15-0.08-0.14-0.78
Repurchase of Common Pref Stock-0.00-0.00-0.01-0.01-0.11-0.15-0.09-0.16-0.82
Sale of Common Pref Stock0.000.000.000.000.00-100.0%0.010.0%0.01-66.7%0.03-25.0%0.04
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net1.001.000.0%1.000.0%1.00-50.0%2.000.000.000.000.00
Change in Long Term Debt1.001.000.0%1.000.0%1.00-50.0%2.000.000.000.000.00
Issuance of Long Term Debt1.001.000.0%1.000.0%1.00-50.0%2.000.000.000.000.00
Reduction of Long Term Debt0.000.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.000.00
Cash from Financing Activities0.190.190.0%0.19+5.6%0.18-83.3%1.08-0.95-0.48-0.94-1.59
Net Change in Cash8.078.07+11.0%7.27-0.56-113.6%4.11-24.3%5.43-15.6%6.43+2373.1%0.26-11.92
Free Cash Flow32.4132.41+607.6%4.58+80.3%2.54-59.9%6.33+545.9%0.98-88.8%8.74-1.88-145.0%4.18
Preferred Dividends (Cash Flow)--0.40-0.40-0.40-0.40-0.40-0.40-0.40-0.40
Price to Free Cash Flow ratio1.831.838.3428.818.65287.275.39-14.49

Balance sheet, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/20242024Q39/30/20242024Q26/30/20242024Q13/31/2024
Total Cash43.64+22.7%34.44+49.5%46.42+118.9%35.90+69.4%35.57+25.7%23.04-3.7%21.21-12.5%21.19+56.4%
Investments264.26+15.5%253.83+6.0%232.62-0.6%231.28-1.9%228.89-2.9%239.48+9.1%234.07+3.2%235.85+0.6%
Net Property, Plant & Equipment4.63-11.3%4.82+143.4%4.88+121.8%5.05+109.5%5.22+100.0%1.98-29.8%2.20-27.2%2.41-24.9%
Investment in Unconsolidated Affiliates1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%1.240.0%
Deferred Tax Assets15.65-22.6%16.09+0.1%16.45-4.6%17.23+3.1%20.21+20.8%16.08-6.3%17.24+13.8%16.71+21.8%
Other Intangible Assets52.63-2.5%55.34+4.2%55.12+3.4%54.69+3.7%53.99+2.2%53.09+5.3%53.33+7.8%52.73+3.4%
Total Assets409.00+9.8%408.16+11.7%406.97+12.0%364.61+5.7%372.58+3.1%365.39+7.5%363.51+3.7%344.82+4.9%
Insurance Policy Liabilities - Insurance215.33+6.5%226.88+15.0%233.14+15.0%196.69+7.5%202.16+5.7%197.28+9.5%202.76+8.4%182.89+10.0%
Total Debt43.45+0.8%42.66+6.2%42.74+5.1%43.84+8.7%43.12+9.0%40.16+1.0%40.66+1.8%40.34+0.4%
Long Term Debt42.34+1.0%42.35+6.2%42.13+5.0%42.93+8.6%41.91+8.9%39.89+1.0%40.12+1.7%39.54+0.4%
Provision for Risks Charges0.000.000.000.000.000.000.000.00
Deferred Tax Liabilities0.61-70.8%---2.09+99.0%---
Other Liabilities28.83+12.7%29.12+31.2%24.92+28.3%21.69+15.5%25.59+16.3%22.19+5.1%19.43-3.9%18.78+5.4%
Total Liabilities288.22+5.6%298.67+15.0%300.80+14.4%262.22+8.4%272.96+7.5%259.63+7.7%262.84+6.3%242.01+7.9%
Non-Equity Reserves0.000.000.000.000.000.000.000.00
Preferred Stock - Carrying Value0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%0.060.0%
Common Equity120.73+21.3%109.43+3.5%106.11+5.5%102.33-0.4%99.56-7.1%105.70+7.1%100.62-2.7%102.75-1.5%
Total Shareholders Equity120.79+21.3%109.49+3.5%106.17+5.5%102.39-0.4%99.61-7.1%105.76+7.1%100.67-2.7%102.80-1.5%
Accumulated Minority Interest0.000.000.000.000.000.000.000.00
Total Equity120.79+21.3%109.49+3.5%106.17+5.5%102.39-0.4%99.61-7.1%105.76+7.1%100.67-2.7%102.80-1.5%
Total Liabilities & Stockholders Equity409.00+9.8%408.16+11.7%406.97+12.0%364.61+5.7%372.58+3.1%365.39+7.5%363.51+3.7%344.82+4.9%
Book Value Per Share per share5.92+21.3%5.37+3.7%5.20+5.5%5.02-0.4%4.88-7.2%5.18+7.0%4.93-2.8%5.04-1.4%
Tangible Book Value Per Share per share5.79+21.6%5.24+3.6%5.08+5.6%4.89-0.4%4.76-7.2%5.06+7.4%4.81-2.6%4.91-1.6%
Full-Time Employees people166+6.4%---156+0.6%---
Price to Book Ratio ratio0.200.550.420.350.300.330.340.53
Return on Assets %1.541.320.66-0.41-1.16-1.96-0.88-0.21
Return on Equity %5.464.752.45-1.43-4.13-6.76-3.09-0.70
Return on Invested Capital %0.810.382.240.550.29-1.37-0.49-1.40
Current Ratio ratio0.910.991.300.760.980.880.910.62

Cash flow, quarterly

USD millions, except where the row names a unit. The percent under a figure is against the same period a year earlier. TTM has no earlier TTM to compare with, and a ratio or a margin has no change.
Metric2025Q412/31/20252025Q39/30/20252025Q26/30/20252025Q13/31/20252024Q412/31/20242024Q39/30/20242024Q26/30/20242024Q13/31/2024
Funds from Operations-1.340.760.960.64-1.44-1.22-146.4%-1.44-185.7%-1.49-319.1%
Extraordinary Item0.000.000.000.000.000.000.000.00
Changes in Working Capital19.02+72.1%5.88+348.9%8.31+349.2%-1.3611.05-13.3%1.311.85-63.3%-3.83
Cash from Operating Activities17.68+84.0%6.64+7277.8%9.28+2163.4%-0.729.61+55.8%0.09-93.3%0.41-93.9%-5.31
Capital Expenditures-0.00-0.03-0.17-0.26-0.10-0.03-0.06-0.04
Net Assets From Acquisitions0.000.000.000.000.000.000.000.00
Sale of Fixed Assets and Businesses0.000.000.000.000.000.000.000.00
Purchase or Sale of Investments-9.08-365.5%-18.59-1156.3%1.82+2500.0%1.323.421.760.07-98.3%-2.75
Purchase of Investments-13.02-29.27-7.18-5.85-2.93-2.30-3.01-5.60
Sale Or Maturity of Investments3.93-38.2%10.68+162.4%9.00+192.2%7.17+150.7%6.36+263.4%4.07+142.3%3.08-67.8%2.86+60.7%
Other Uses0.000.000.000.000.000.000.000.00
Other Sources0.000.000.000.000.000.000.000.00
Cash from Investing Activities-9.08-373.5%-18.62-1176.3%1.65+16400.0%1.063.321.730.01-99.7%-2.79
Cash Dividends Paid-0.400.00-0.410.00-0.400.00-0.410.00
Preferred Dividends (Cash Flow)-0.400.000.000.00-0.400.000.000.00
Change in Capital Stock0.000.000.00-0.000.000.000.00-0.01
Repurchase of Common Pref Stock0.000.000.00-0.000.000.000.00-0.01
Sale of Common Pref Stock0.000.000.000.000.000.000.000.00
Proceedsfrom Stock Options0.000.000.000.000.000.000.000.00
Issuance or Reduction of Debt, Net1.000.000.000.00-100.0%0.000.000.001.000.0%
Change in Long Term Debt1.000.000.000.00-100.0%0.000.000.001.000.0%
Issuance of Long Term Debt1.000.000.000.00-100.0%0.000.000.001.000.0%
Reduction of Long Term Debt0.000.000.000.000.000.000.000.00
Net Financing Active Other Cash Flow0.000.000.000.000.000.000.000.00
Other Financing Activities Uses0.000.000.000.000.000.000.000.00
Cash from Financing Activities0.600.00-0.41-0.00-100.0%-0.400.00-0.410.990.0%
Net Change in Cash9.19-26.7%-11.98-758.2%10.52+52500.0%0.3312.54+186.3%1.820.02-99.8%-7.11
Free Cash Flow17.68+85.9%6.61+10916.7%9.11+2502.9%-0.999.51+54.4%0.06-95.6%0.35-94.8%-5.35
Price to Free Cash Flow ratio1.832.502.754.268.3483.5726.627.09

Revenue breakdown

USD millions, so a column adds up to the income statement. Share is of the latest year in that split. The change is versus the older year shown, not TTM.

Region
Name20242025vs 20242025 share
United States188.08210.44+11.9%100.0%
Total188.08210.44+11.9%100.0%
Segment
Name20242025vs 20242025 share
American Southern72.2288.48+22.5%42.0%
Bankers Fidelity115.95121.70+5.0%57.8%
Consolidation, Policy-0.090.26-386.8%0.1%
Total188.08210.44+11.9%100.0%

Short interest

shares short against float, oldest to newest
SettlementOf floatShares shortFloatAvg volume
2026-10-300.31%0.1M20.3M855.55K
2026-10-150.12%0.0M20.3M62.24K
2026-09-300.71%0.0M3.9M62.20K
2026-09-150.59%0.0M3.9M62.54K
2026-08-310.91%0.0M3.9M60.20K
2026-08-140.20%0.0M3.9M14.32K
2026-07-310.41%0.0M3.9M12.54K
2026-07-150.19%0.0M3.9M12.74K
2026-06-300.14%0.0M3.9M13.56K
2026-06-150.09%0.0M3.9M12.58K
2026-05-290.18%0.0M3.9M9.70K
2026-05-150.11%0.0M3.9M11.31K
2026-04-300.20%0.0M3.9M11.81K
2026-04-150.21%0.0M3.9M12.80K
2026-03-310.14%0.0M3.9M13.83K
2026-03-130.11%0.0M3.9M18.89K
2026-02-270.16%0.0M3.9M21.00K
2026-02-130.13%0.0M3.9M23.53K
2026-01-300.08%0.0M3.9M25.50K
2026-01-150.21%0.0M3.9M26.46K

Option chain

expiry 2026-11-13
TypeStrikeBidAskLastIVOpen intVolumeDeltaThetaVega
No option chain for this symbol.

Latest SEC filings

30
FiledFormDescriptionPeriodLink
2026-11-128-KCurrent report2026-11-10SEC
2026-10-23DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342026-11-10SEC
2026-10-228-KCurrent report2026-10-16SEC
2026-10-1910-K/A2025-12-31SEC
2026-10-1610-KAnnual report pursuant to Section 13 or 15(d)2025-12-31SEC
2026-10-168-KCurrent report2026-10-09SEC
2026-08-268-KCurrent report2026-08-20SEC
2026-08-17NT 10-Q2026-06-30SEC
2026-08-058-KCurrent report2026-07-31SEC
2026-07-158-KCurrent report2026-07-15SEC
2026-06-2511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2025-12-31SEC
2026-06-028-KCurrent report2026-05-27SEC
2026-05-228-KCurrent report2026-05-21SEC
2026-05-18NT 10-Q2026-03-31SEC
2026-05-058-KCurrent report2026-04-29SEC
2026-04-218-KCurrent report2026-04-17SEC
2026-04-01NT 10-K2025-12-31SEC
2025-11-1410-QQuarterly report pursuant to Section 13 or 15(d)2025-09-30SEC
2025-11-148-KCurrent report2025-11-14SEC
2025-08-1210-QQuarterly report pursuant to Section 13 or 15(d)2025-06-30SEC
2025-08-128-KCurrent report2025-08-12SEC
2025-06-2511-KAnnual reports of employee stock purchase, savings and similar plans pursuant to Section 15(d)2024-12-31SEC
2025-05-158-KCurrent report2025-05-13SEC
2025-05-1310-QQuarterly report pursuant to Section 13 or 15(d)2025-03-31SEC
2025-05-138-KCurrent report2025-05-13SEC
2025-03-25DEFA14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934SEC
2025-03-25DEF 14AProxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 19342025-05-13SEC
2025-03-2510-KAnnual report pursuant to Section 13 or 15(d)2024-12-31SEC
2025-03-258-KCurrent report2025-03-25SEC
2024-12-308-KCurrent report2024-12-26SEC

Insider activity by month

MonthBoughtBuysSoldSells
2026-110000
2026-100000
2026-090000
2026-080000
2026-070000
2026-060000
2026-050000
2026-040000
2026-030000
2026-020000
2026-010000
2025-120000
2025-110000

Institutional holders

Manager% owned
DIMENSIONAL FUND ADVISORS LP1.59%
BRIDGEWAY CAPITAL MANAGEMENT, LLC0.79%
BlackRock, Inc.0.53%
BIGLARI, SARDAR0.52%
RENAISSANCE TECHNOLOGIES LLC0.33%
VANGUARD CAPITAL MANAGEMENT LLC0.30%
Foster Victor Wealth Advisors, LLC0.22%
GEODE CAPITAL MANAGEMENT, LLC0.21%
VANGUARD FIDUCIARY TRUST CO0.14%
NORTHERN TRUST CORP0.13%

Funds

Fund% owned
U.S. SMALL CAP VALUE PORTFOLIO0.96%
Ultra-Small Company Market Fund0.46%
Ultra-Small Company Fund0.31%
VANGUARD EXTENDED MARKET INDEX FUND0.30%
Fidelity Extended Market Index Fund0.11%
TETON Westwood Mighty Mites Fund0.09%
U.S. CORE EQUITY 2 PORTFOLIO0.09%
U.S. SMALL CAP PORTFOLIO0.07%
iShares Micro-Cap ETF0.06%
Dimensional U.S. Targeted Value ETF0.05%

OakChart. AAME. Cached 15 minutes. Terms

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